Invest in Pag-IBIG MP2 Program | Government Guaranteed Earnings

If you want to invest in Pag-IBIG MP2 Program, here are the details on how to apply. Make sure to read all the details before you invest. You can also download the application form in the end of this article.

Modified Pag-IBIG II (MP2) Program

The MP2 program is a voluntary program and solely a saving scheme designed to provide active Pag-IBIG 1 members with another savings option.

Pag-ibig MP2 Program has a yield higher than those given under the Pag-IBIG 1 membership program because of the higher dividend rate.

Read Also: SSS Peso Fund | Minimum Investment is PhP 1,000 ONLY!

Eligibility for Pag-IBIG MP2 Program

This program is open to Pag-IBIG 1 members whose gross monthly income exceeds five thousand pesos (PhP 5,000.00).

Minimum Contribution for MP2

The minimum contribution is five hundred (PhP 500.00) per month but the member may remit higher than the said amount. Payments shall be recorded as payment date. The member can invest in the MP2 Program for a term of five (5) years.

Dividend Rate Under MP2

A member shall be entitled to flexible dividend rates which shall be determined within the first quarter of every year and approved by the Board of Trustees; provided that the said rate shall be higher than of Pag-IBIG 1.

The contributions and earnings under the MP2 are government guaranteed.

Sample computation (for illustration purposes only):

Pag-IBIG MP2 Earnings

Read Also: Terms and Conditions of MP2 Program of Pag-IBIG Program


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Enroll Now in the MP2 Program

1. Go to official website of Modified Pag-IBIG (MP2) Enrollment

2. If you go to the Pag-IBIG wesbiste, click “e-Services”, and select “MP2 Enrollment System (MP2EF).”

3. Accomplish and submit the online MP2 enrollment form.

4. Print the system generate MP2EF reflecting the MP2 Account Number.

5. Proceed to the branch, present the MP2EF, and start remitting.

6. Employee assisted at the Pag-IBIG Branch (bring valid ID).

Download: Pag-IBIG MP2 Application Form 


  1. panu po ung mister ko n 20yrs n cya s pag ibig pwd po b cya at pwd n po b nya ilansam ung contribution nya

  2. hello po… 5yrs po ba talaga pwede po bang more than 5yrs? or in case of emergency kahit wala pang 5yrs makukuha ba perang nacontribute po?

    • Maaari mong ma-withdraw ang inimpok mo kasama ang dibidendo pagkatapos ng limang taon. Pwede ring ma-withdraw ang iyong ipon bago matapos ang limang taon sa mga sumusunod na dahilan: Total disability or insanity, Pagkaalis sa trabaho dahil sa sakit o karamdaman, Pagkamatay ng miyembro

  3. How I know if I am a member of Pag ibig? I am OFW from Davao city Philippines. how I apply housing in Pag ibig in Davao city?

  4. Recently, I asked our accounting department to increase my monthly premiums to P5,000.00. My desired monthly deduction of 5k/month is now in effect. Does this automatically enroll me to the Modified Pag-Ibig II (MP2) Program?

  5. I am about to retire by June 2019, can I enroll now in the one time remittance of your MP2? I understand this Program was opened to retirees as well.

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