Updated PAGIBIG Contribution Table 2018

The effective PAGIBIG Contribution Table 2018 will still follow the latest HDMF Circular No. 274 also known as “Revised Guidelines on PAGIBIG Fund Membership.”

PAGIBIG Contribution Table 2018

Monthly PAGBIG Contribution Table

“Monthly Compensation” shall refer to the basic salary and other allowances, where basic salary includes, but is not limited to, fees, salaries, wages, and similar items received in a month. It shall mean the remuneration or earnings, however designated, capable of being expressed in terms of money, whether fixed or ascertained on a time, task, or piece or commission basis, or other method of calculating the same, which is payable by an employer to an employee or by one person to another under a written or unwritten contract of employment for work done or to be done, or for services rendered or to be rendered.

The maximum monthly compensation to be used in computing the employee and employer contributions shall not be more than P5,000.

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Employers shall remit two percent (2%) of the monthly compensation of the contributing member as counterpart contribution. The employer is not entitled to deduct from the wages or remuneration of or, otherwise, to recover from the employee the employer’s contribution.

OFW PAGIBIG Contribution

A Filipino employee working abroad and whose employer is not subject to mandatory coverage shall contribute an amount equivalent to 2% of his/her monthly compensation. Said employee may opt to pay the employer counterpart.

Mandatory PAGIBIG Membership Coverage

  • All employees who are or ought to be covered by the Social Security System (SSS), provided that actual membership in the SSS shall not be a condition precedent to the mandatory coverage in the Fund;
  • All employees who are subject to mandatory coverage by the Government Service Insurance System (GSIS), regardless of their status of appointment, including members of the judiciary and constitutional commissions;
  • Uniformed members of the Armed Forces of the Philippines, the Bureau of Fire Protection, the Bureau of Jail Management and Penology, and the Philippine National Police; and
  • Filipinos employed by foreign-based employers, whether they are deployed here or abroad or a combination thereof.

Voluntary PAGIBIG Membership Coverage

An individual at least 18 years old but not more than 65 years old may register with the Fund under voluntary membership. However, said individual shall be required to comply with the set rules and regulations for Pag-IBIG members including the amount of contribution and schedule of payment. In addition, they shall be subject to the eligibility requirements in the event of availment of loans and other programs/benefits offered by the Fund.

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Source: HDMF Circular No. 274


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  1. Updated SSS Contribution Table 2018 | Employee & Employer Share
  2. Terms and Conditions of MP2 Program of Pag-IBIG Program
  3. Invest in Pag-IBIG MP2 Program | Government Guaranteed Earnings

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